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Banking Articles | Page 4

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

Man reading newspaper and looking at a tablet
May 17, 2025 | By Ryan Wilcox

History Says Now Is the Time to Open a CD

If history's any indication, now's the time to lock in a CD rate before interest rates fall later this year. Find out how you can earn 4.00% APY for the next year.
Hands using a cell phone with dollar signs floating above indicating financial transactions taking place.
May 17, 2025 | By Ryan Wilcox

I Opened a Bank Account in 30 Minutes and Made $300. Here's How You Can, Too

I opened a SoFi bank account in minutes and will earn a $300 bonus -- plus a competitive APY on my money. Here's how you can do the same.
A pile of money with a seedling growing out of it
May 17, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 17, 2025: Up to 5.00%

Today's highest savings account rates feature accounts up to 5.00% APY. Explore the best savings rates and take advantage while they last.
A wallet with a fan of five bills coming out of it
May 17, 2025 | By James McClenathen

Best CD Rates Today, May 17, 2025: Up to 4.55% APY

The top CD rates today are up to 4.55% for terms of 10 months or less. Take advantage now before potential Fed rate cuts lower CD rates.
A standard bank building structure with columns.
May 16, 2025 | By Ryan Wilcox

Is Your Bank Costing You Money? 4 Signs It's Time to Switch

If you're still using a traditional bank, you're probably losing money. Here are clear signs that it might be time to make a switch.
A generic calendar on a desk beside eyeglasses, an alarm clock, and a small hourglass.
May 16, 2025 | By Joel O'Leary

Should You Ever Cash Out a CD Early?

Cashing out a CD early isn't the end of the world -- you'll likely just pay a penalty fee. Read on for some scenarios when cashing out early can make sense.
A sack of coins on top of a messy pile of money.
May 16, 2025 | By James McClenathen

Best CD Rates Today, May 16, 2025: Up to 4.55% APY

Today's leading CD rates are up to 4.55% for terms of 10 months or less. Lock in a competitive rate now before Fed rate cuts arrive.
Stacks of coins and a percentage sign.
May 16, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 16, 2025: Up to 5.00%

The best HYSAs today are offering APYs of 4.50% to 5.00%. These rates might not stick around much longer, though. Take advantage while you still can.
Pink ceramic piggy bank sitting on a pile of paper money
May 15, 2025 | By Joel O'Leary

The No. 1 Mistake People Make With High-Yield Savings Accounts

Keeping too much in your high-yield savings account can hurt your long-term financial growth. Here's what to do with the extra cash.
An open safe showing coins and bills inside.
May 15, 2025 | By Ryan Wilcox

Worried About a Recession? Here's the Smartest Way to Protect Your Money Now

Looking for a safe place to stash your money during a downturn? Open a high-yield savings account for flexibility, safety, and strong returns.
Several hundred-dollar bills in an envelope.
May 15, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 15, 2025: Up to 5.00%

The best high-yield savings accounts are offering APYs of 4.50% to 5.00% today. These rates won't last forever -- take advantage now.
Stacks of coins next to alarm clock
May 15, 2025 | By James McClenathen

Best CD Rates Today, May 15, 2025: Up to 4.55% APY

Take advantage of today's best CD rates -- up to 4.55% for terms of 10 months or less. Lock in a competitive rate before potential Fed rate cuts.
Person making calculations in notebook
May 14, 2025 | By Joel O'Leary

How Will Trump's Tariffs Affect Your Savings?

Trump's tariffs could shake interest rates and savings yields. Learn how to protect your money and earn more with smart, flexible savings options.
A woman filling a savings jar with coins
May 14, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 14, 2025: Up to 5.00%

Today's top savings accounts feature rates up to 5.00% APY. Explore the best savings rates and take advantage while they last.
A piggy bank overflowing with dollar bills.
May 14, 2025 | By James McClenathen

Best CD Rates Today, May 14, 2025: Up to 4.55% APY

Today's best certificates of deposit (CDs) feature APYs of up to 4.55%. Lock one in today while you still have the chance.
A small terracotta pot full of coins with a plant sprouting from it.
May 13, 2025 | By James McClenathen

This Banking Mistake Cost Me Over $2,000

A low interest rate could be costing you hundreds of dollars per year. See how much more you could be earning by opening a high-yield savings account.
A child puts coins into a piggy bank at the kitchen table.
May 13, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 13, 2025: Up to 5.00%

Top savings account rates today feature accounts up to 5.00% APY. Explore the best savings rates and make the switch.
Jar of coins with plant sprouting from the middle.
May 13, 2025 | By James McClenathen

Best CD Rates Today, May 13, 2025: Up to 4.55% APY

The best CD rates are between 4.50% and 4.55% for terms of 10 months or less. Help protect yourself against future rate cuts and lock one in today.
A class pot filled with coins and a sprout growing
May 12, 2025 | By Ryan Wilcox

This Account Pays 4.55% APY -- Is It the Best Deal in May 2025?

CD rates are already on the decline. Learn why locking in this six-month, 4.55% APY CD could be a smart move today.
A padlocked stack of cash.
May 12, 2025 | By Joel O'Leary

Should You Lock In a 6-Month CD in May 2025?

Thinking about short-term savings? Find out if locking in a 6-month CD in May 2025 makes sense for you, plus smarter alternatives.
A glass jar full of bills and coins
May 12, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 12, 2025: Up to 5.00%

Today's highest savings account rates feature accounts up to 5.00% APY. Explore the best savings rates and take advantage of high rates while they last.
A pile of money with a seedling growing out of it
May 12, 2025 | By James McClenathen

Best CD Rates Today, May 12, 2025: Up to 4.55% APY

Today's best certificates of deposit (CDs) have APYs of up to 4.55%. Lock one in today while rates are still high.
calendar, calculator, and money on table
May 11, 2025 | By Joel O'Leary

Act Fast: 3 High-Yield Savings Accounts That Still Pay 4.00%+ in May 2025

Looking for a great place to grow your savings? Here are three of our favorite high-yield accounts offering some of the best rates around.
Repeating pattern of dollar signs in bold colors.
May 11, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 11, 2025: Up to 5.00%

Check out the best high-yield savings account rates today, with APYs up to 5.00%. Now is a great time to switch accounts to take advantage of competitive rates.
Repeating pattern of percentage signs in cool colors.
May 11, 2025 | By James McClenathen

Best CD Rates Today, May 11, 2025: Up to 4.55% APY

Explore today's leading CD rates with APYs peaking at 4.55%. Lock in a competitive return and maximize earnings on your savings while they last.