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Banking Articles | Page 4

From get out of debt strategies to advice on improving your savings returns, we've got recommendations to help you make smarter banking decisions.

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Recent Articles

A generic calendar on a desk beside eyeglasses, an alarm clock, and a small hourglass.
May 16, 2025 | By Joel O'Leary

Should You Ever Cash Out a CD Early?

Cashing out a CD early isn't the end of the world -- you'll likely just pay a penalty fee. Read on for some scenarios when cashing out early can make sense.
A sack of coins on top of a messy pile of money.
May 16, 2025 | By James McClenathen

Best CD Rates Today, May 16, 2025: Up to 4.55% APY

Today's leading CD rates are up to 4.55% for terms of 10 months or less. Lock in a competitive rate now before Fed rate cuts arrive.
Stacks of coins and a percentage sign.
May 16, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 16, 2025: Up to 5.00%

The best HYSAs today are offering APYs of 4.50% to 5.00%. These rates might not stick around much longer, though. Take advantage while you still can.
Pink ceramic piggy bank sitting on a pile of paper money
May 15, 2025 | By Joel O'Leary

The No. 1 Mistake People Make With High-Yield Savings Accounts

Keeping too much in your high-yield savings account can hurt your long-term financial growth. Here's what to do with the extra cash.
An open safe showing coins and bills inside.
May 15, 2025 | By Ryan Wilcox

Worried About a Recession? Here's the Smartest Way to Protect Your Money Now

Looking for a safe place to stash your money during a downturn? Open a high-yield savings account for flexibility, safety, and strong returns.
Several hundred-dollar bills in an envelope.
May 15, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 15, 2025: Up to 5.00%

The best high-yield savings accounts are offering APYs of 4.50% to 5.00% today. These rates won't last forever -- take advantage now.
Stacks of coins next to alarm clock
May 15, 2025 | By James McClenathen

Best CD Rates Today, May 15, 2025: Up to 4.55% APY

Take advantage of today's best CD rates -- up to 4.55% for terms of 10 months or less. Lock in a competitive rate before potential Fed rate cuts.
Person making calculations in notebook
May 14, 2025 | By Joel O'Leary

How Will Trump's Tariffs Affect Your Savings?

Trump's tariffs could shake interest rates and savings yields. Learn how to protect your money and earn more with smart, flexible savings options.
A woman filling a savings jar with coins
May 14, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 14, 2025: Up to 5.00%

Today's top savings accounts feature rates up to 5.00% APY. Explore the best savings rates and take advantage while they last.
A piggy bank overflowing with dollar bills.
May 14, 2025 | By James McClenathen

Best CD Rates Today, May 14, 2025: Up to 4.55% APY

Today's best certificates of deposit (CDs) feature APYs of up to 4.55%. Lock one in today while you still have the chance.
A small terracotta pot full of coins with a plant sprouting from it.
May 13, 2025 | By James McClenathen

This Banking Mistake Cost Me Over $2,000

A low interest rate could be costing you hundreds of dollars per year. See how much more you could be earning by opening a high-yield savings account.
A child puts coins into a piggy bank at the kitchen table.
May 13, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 13, 2025: Up to 5.00%

Top savings account rates today feature accounts up to 5.00% APY. Explore the best savings rates and make the switch.
Jar of coins with plant sprouting from the middle.
May 13, 2025 | By James McClenathen

Best CD Rates Today, May 13, 2025: Up to 4.55% APY

The best CD rates are between 4.50% and 4.55% for terms of 10 months or less. Help protect yourself against future rate cuts and lock one in today.
A class pot filled with coins and a sprout growing
May 12, 2025 | By Ryan Wilcox

This Account Pays 4.55% APY -- Is It the Best Deal in May 2025?

CD rates are already on the decline. Learn why locking in this six-month, 4.55% APY CD could be a smart move today.
A padlocked stack of cash.
May 12, 2025 | By Joel O'Leary

Should You Lock In a 6-Month CD in May 2025?

Thinking about short-term savings? Find out if locking in a 6-month CD in May 2025 makes sense for you, plus smarter alternatives.
A glass jar full of bills and coins
May 12, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 12, 2025: Up to 5.00%

Today's highest savings account rates feature accounts up to 5.00% APY. Explore the best savings rates and take advantage of high rates while they last.
A pile of money with a seedling growing out of it
May 12, 2025 | By James McClenathen

Best CD Rates Today, May 12, 2025: Up to 4.55% APY

Today's best certificates of deposit (CDs) have APYs of up to 4.55%. Lock one in today while rates are still high.
calendar, calculator, and money on table
May 11, 2025 | By Joel O'Leary

Act Fast: 3 High-Yield Savings Accounts That Still Pay 4.00%+ in May 2025

Looking for a great place to grow your savings? Here are three of our favorite high-yield accounts offering some of the best rates around.
Repeating pattern of dollar signs in bold colors.
May 11, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 11, 2025: Up to 5.00%

Check out the best high-yield savings account rates today, with APYs up to 5.00%. Now is a great time to switch accounts to take advantage of competitive rates.
Repeating pattern of percentage signs in cool colors.
May 11, 2025 | By James McClenathen

Best CD Rates Today, May 11, 2025: Up to 4.55% APY

Explore today's leading CD rates with APYs peaking at 4.55%. Lock in a competitive return and maximize earnings on your savings while they last.
Jar of coins with plant sprouting from the middle.
May 10, 2025 | By Joel O'Leary

Are CDs Worth It in May 2025?

The top CD rates are still over 4% in May 2025. Locking in a great rate now will pay off if rate cuts become a reality later this year.
A man putting coins in a jar and doing calculations in a notebook.
May 10, 2025 | By Jake FitzGerald

Best High-Yield Savings Account Rates Today, May 10, 2025: Up to 5.00%

We've compiled a list of the best high-yield savings account rates today, with APYs up to 5.00%. Make a switch to maximize your earnings.
A women sitting at a sunny desk with a laptop, calendar, and planner.
May 10, 2025 | By James McClenathen

Best CD Rates Today, May 10, 2025: Up to 4.55% APY

We've curated today's top CD rates with APYs of up to 4.55%. Lock in one of the best CDs today to maximize earnings on your savings while high rates last.
Four stacks of coins in descending height.
May 9, 2025 | By James McClenathen

Should You Open a 5-Year CD Now or Wait? May 2025 Answers Inside

Five-year CD rates are at the highest levels we're likely to see for a long time. But that doesn't mean they're a great investment for you. Find out more.
Dog with stack of money in its mouth.
May 9, 2025 | By James McClenathen

Best CD Rates Today, May 9, 2025: Up to 4.55% APY

Take advantage of today's short-term CD rates -- up to 4.55% -- to lock in a competitive rate before potential Fed rate cuts in the coming months.